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Finance options at Primrose

Interest-free credit and payment instalments means spreading the cost with ease

Our prices run the range at Primrose, from £5 bags of bulbs and seeds to huge multi-seat garden furniture sets that can go above £2000. We recognise that you might want to pick up some of our fantastic garden products with a smaller initial cost, and that's why we've partnered with Paypal, Klarna and V12 to give you lots more ways to pay.

Paypal Pay in 3

Paypal's Pay in 3 does exactly what the name suggests - it splits your purchase into 3, interest-free instalments to help you more easily manage your budget.

It's available on everything we sell up to £2000, so there's loads you can get in 3!

Easy as 1-2-3

Easy as 1-2-3

  1. Pick your product
  2. Choose 'Pay in 3' at checkout and complete your purchase
  3. Make the first payment immediately, then two further payments each following month

Easy! The only thing to note is you have to be 18+ to use the service


We've actually got a whole page on Klarna if you'd like to read more, but this is a simple summary. Much like Paypal's Pay in 3, Klarna lets you split your purchase into 3 interest-free instalments.

The only difference is the app you sign up with, so the choice is yours and more power to you!

3 interest-free payments. No fees

3 interest-free payments. No fees

  1. Add items to your basket
  2. Head to checkout and choose Klarna
  3. Enter your payment details
  4. Klarna performs a soft (no impact on credit rating) search to check eligibility
  5. Pay instalment 1 then and there, pay the other two in 30-day instalments

As above, available to over 18's only as it's a form of credit

V12 Retail Finance

V12, much like a car's engine, is the biggest option we offer.

V12 Finance allows you to pick up some of our biggest-ticket items, like a Giant Garden Chess Set, and split the payment across a whopping 12 months. It means you can start enjoying our most fantastic garden goods sooner

Up to 12 months interest-free

Up to 12 months interest-free

  1. Pick your products
  2. Head to checkout and choose V12
  3. Enter your payment details
  4. Select your payment schedule
  5. Enjoy your product while paying small monthly instalments